Girl in Htown

Single Thoughts of a Houston Chick

Live Richer Challenge-Credit

day 13-15

day 14 video So after watching this I called all my card companies and asked for an increase in not eliganle until November and I am perfectly fine with waiting just trying to do anytjing to help. I feel like my utilization is a huge reason for my 28 point drop since this was the only thing that changed at…

Live Richer Challenge-Credit

day 12 How to increase your credit score 100 points

Live Richer Challenge-Credit

day 9-11 getting the bills on lock

So I was able to get everything on autoPay and I sat down with my list of debt and how I was going to pay them off and if I needed to apply for more credit. I had a family emergency come up and had to max out one card and it dropped my score down 28 points within 1…

Live Richer Challenge-Credit

day 8 credit report clean up

I started this journey back in December of Last year and my main goals were: raising my credit score disputing everything negative on my reports paying off as much debt as I could this year. We are 8 months in and my score is nothing like I thought it would be, but I will say this I am getting approved…

Live Richer Challenge-Credit, Money

Decoding the credit score

Credit Score and reports So I was able to sit down with my report and credit score and get a game plan on what to do next. I had 60k in debt most of it was student loans and I had nothing much helping my score beside the fact that one of my accounts was ten years old. With the…

Live Richer Challenge-Credit, Money

Live Richer Challenge

Live Richer Challenge So a little gift for myself a few months back was to buy this book Live Richer Challenge < (click the picture to get your copy and follow along with me ). I honestly wanted to increase my score about 100 points with a goal date of one…

I had to kick him off the bench December 7, 2019
My stories with Nigerian men specifically never end well with me. I want to slightly blame cultural reasons or differences but at some point, I do want to sit back and ponder why this happens. I find it to be the same wash and repeat with them we meet and talk on the phone (I’m […]
KayDarden
FEAR AND REASON. December 7, 2019
We have all heard the seemingly discriminating remarks that fear is normal and abnormal, and that normal fear is to be regarded as a friend, while abnormal fear should be destroyed as an enemy. The fact is that no so-called normal fear can be named which has not been clearly absent in some people who […]
KayDarden
Digging to the root of your problems December 7, 2019
Most people have some aspects of themselves that they would like to change. But how often do you dig deeply to find the root of the problem? You have to address the issues that need to be changed. Without doing this you will be stuck in a cycle of trying to change but you won’t […]
KayDarden
Spiritual Growth: the Spiritual Challenge of Modern Times December 7, 2019
To grow spiritually in a world defined by power, money, and influence is a Herculean task. Modern conveniences such as electronic equipment, gadgets, and tools as well as entertainment through television, magazines, and the web have predisposed us to confine our attention mostly to physical needs and wants. As a result, our concepts of self-worth […]
KayDarden
Pof tales December 6, 2019
I tell them this on my profile lol don’t tell me what I have to be when i was not interested you in the first place. and that was that smh you have already stressed me yes lets bypass my character limit smh BYE SIR!!!!! The post Pof tales appeared first […]
KayDarden
Pof tales November 29, 2019
We talked on the phone found out he was over 50 he lied about his age on his profile I’ll say this he looks good for his age but i could not get past the lying and him being close to my fathers age and the fact that when he got on the topic […]
KayDarden
Mommy dearest a series on toxic motherhood-part 5 November 27, 2019
My son wasn’t even a year old and my ex-husband had returned home from his first deployment. I got a call from my mother telling me I needed to call the social security office in my area and tell them I was her daughter. This was so she can get back pay from social security […]
KayDarden
What’s your Issue? November 25, 2019
Most people have some aspects of themselves that they would like to change. But how often do you dig deep to find the root of the problem? You have to address the issues that need to be changed. Without doing this you will be stuck in a cycle of trying to change but you won’t […]
KayDarden
The Worst Fucking Date Ever! November 19, 2019
Imagine talking with a man for a week for him to turn out to be just that talk. Meet Brad he drove his baby mothers car who I am assuming he lived with on to our date. The post The Worst Fucking Date Ever! appeared first on Girl in Htown.
KayDarden
Self-identity? Who are you really? October 31, 2019
We identify with many things, but this is just a process in our minds. In fact, this identification causes us to suffer. Your favorite basketball team loses, and you suffer as though YOU lost. Your car is damaged and it feels like YOU are hurt. Somebody attacks who they think you are, and it is […]
KayDarden