day 14 video So after watching this I called all my card companies and asked for an increase in not eliganle until November and I am perfectly fine with waiting just trying to do anytjing to help. I feel like my utilization is a huge reason for my 28 point drop since this was the only thing that changed at…
Category: Live Richer Challenge-Credit
day 12 How to increase your credit score 100 points
day 9-11 getting the bills on lock
So I was able to get everything on autoPay and I sat down with my list of debt and how I was going to pay them off and if I needed to apply for more credit. I had a family emergency come up and had to max out one card and it dropped my score down 28 points within 1…
day 8 credit report clean up
I started this journey back in December of Last year and my main goals were: raising my credit score disputing everything negative on my reports paying off as much debt as I could this year. We are 8 months in and my score is nothing like I thought it would be, but I will say this I am getting approved…
Decoding the credit score
Credit Score and reports So I was able to sit down with my report and credit score and get a game plan on what to do next. I had 60k in debt most of it was student loans and I had nothing much helping my score beside the fact that one of my accounts was ten years old. With the…
Live Richer Challenge
Live Richer Challenge So a little gift for myself a few months back was to buy this book Live Richer Challenge < (click the picture to get your copy and follow along with me ). I honestly wanted to increase my score about 100 points with a goal date of one…